As part of our service we cover the following;
- Help you to establish your borrowing capacity
- Identify all the costs associated with buying your first home
- Determine the maximum LVR (Loan to Value Ratio) that you can be approved to
- Help you understand how much deposit you will require
- Clarify exactly which Government Grants and benefits you qualify for
- Explain the home buying process from start to settlement
- Assist you with applying for any applicable Grants and ensure you get your maximum benefits.
Due to changes in global market conditions, lenders have tightened up their policy and it is therefore crucial you talk to an experienced mortgage adviser to guide you.
Before applying, these are the Top 5 questions you must be able to say ‘YES’ to:
If you can’t answer ‘YES’ to all these questions, don’t despair there may be other alternatives we can explore
How much can I borrow?
We have the tools to answer that all-important question.