Refinancing

 

Why should I have a regular Home Loan Health Check?

Because things change: interest rates, products and you.
The mortgage that once suited you, may not be right for you today. As your priorities and circumstances change, so do your finance requirements. Having a regular Home Loan Health Check will determine if refinancing your Mortgage would suit you.

Because you change
Over time, your personal and financial situation may change. You may get a pay rise, or decide on a sea-change. You might go from a safe corporate salary to the more uncertain income of the self-employed. You might want to start a family, or need to finance your childrens education. As your needs and priorities change, you’ll find that the right Home Loan product for you will change, and hence you may need to refinance your Mortgage.

Because rates change
In stable economic conditions, a variable interest rate might look more attractive, while in more volatile periods you could prefer the predictability of a fixed interest rate. You may want to hedge your bets by fixing half of your loan and keeping the other half variable. Refinance your Home Loan to suit the economic times.

Because products change
In the past, there was limited innovation in the Mortgage market. But now competition between Lenders is fierce and new products are constantly emerging that might suit your situation better. Our job is to keep you up-to-date with new Home Loan products that might make it worthwhile to refinance your Mortgage. Our job is to negotiate with lenders on your behalf to provide you with the options which save you money taking into account all fees & charges of exiting and re-entering a new loan (costs that are hard to determine on your own).

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Meet Andrew & Annette

Meet Andrew & Annette

We are a husband and wife team and together launched Altitude Finance in 2003 after working separately and then together in the Mortgage Industry.

The growth of our first property purchase in 2002 led us to see the value in property investing towards a more financially secure future. We continued our own investing while helping others through providing well structured finance solutions for the long-term.

We look at the big picture and pride ourselves on being a truly independent brokerage.

Check out our interview with Elite Broker